Our Services - Cornerstone Financial Group

Cornerstone Financial Group, Inc is positioned to help clients in a wide range of areas.  We are uniquely structured to focus solely on providing objective advice to our clients.  Our loyalty lies with our clients as opposed to specific investment companies and insurance products.  When appropriate we use professional money managers, the highest ranking mutual life insurance companies, and even have our own employee benefits arm of the company.  


Cornerstone Financial Group, Inc. customized packages often include:

•Estate building and conservation
•Incentives and bonuses
•Disability protection
•Group benefits and pension supplements
•Split-dollar life insurance arrangements
•Voluntary benefit plans


The benefits packages we can bring to you include:

•Wealth accumulation
•Estate building and conservation
•Post-retirement security
Employee Benefit Plans

Your company's greatest asset is its personnel and the best way to maintain a high-caliber workforce and employee loyalty is through an attractive benefit plans. Cornerstone Financial Group, Inc. can help tailor a comprehensive benefit plan or help to fine-tune your existing plan. Our advisors are adept at suggesting the right combination of benefits that will appeal to your staff and complement other company resources.

Let Cornerstone Financial Group, Inc. assist you in structuring employee benefit plans that include:

•Fully insured and self-insured health and dental insurance
•Group life & supplementary accident coverage
•Long term disability income plans
•Long term care coverage
•Consulting services/review of benefits

Investment Planning

A sound investment* strategy can help lay the foundation for short and long term financial wealth. Your personal objectives and risk tolerance play a major role in planning for economic well-being. At Cornerstone Financial Group, Inc., we work with you one-on-one to determine your goals, analyze your current investments and prepare a plan you will be comfortable with in today's volatile investment environment.

Personal Insurance Strategies

Basic insurance coverage should be a mainstay in your financial portfolio. Our insurance associates can help you identify the right combination of coverage to protect you and your family.

Associates of Cornerstone Financial Group, Inc. offer advice for:

•Life insurance
•Disability income insurance
•Major medical coverage
•Long term care
•Medicare supplement plans

Retirement Plans

It's never too soon to take the steps toward financial security. At Cornerstone Financial Group, Inc., our financial professionals can explain the advantages of qualified and non-qualified retirement plans to individuals and business owners. There are many options available to help ensure a sound financial future. Our professionals can help evaluate your present holdings and assets and make the right recommendations to help achieve your long term goals.

Estate Planning

Carefully managing your money and investments should be an integral part of your financial picture even after your death. The wealth you have spent a lifetime building can be potentially protected for your heirs through astute estate planning.

A Cornerstone Financial Group, Inc., associate will work with your accountant and attorney to ensure your legacy is properly maintained and safeguarded from government taxes. After assessing your "living estate" and your "survivor estate", recommendations with regard to the following will form the foundation of a well-advised estate plan.

•Recent changes in tax laws
•Wills and trusts
•Discounting of estate taxes
•Capital needs analysis
•Enhancement of income
•Life and health insurance planning
•Estate leverage through charitable gifts
•Retirement planning
•Coordination of assets