Our Approach

Increasing Your Financial Confidence

Life is too short to spend worrying about money, but surveys show that even the wealthy worry about finances. That’s no way to go through life, especially when many of life’s financial challenges are actually preventable. But financial mistakes are easy to make when you’re busy and focused on work and family. What’s the solution?

Professional, consistent financial planning focused on risk management. That’s what we do best at Cornerstone Financial Group.

A Process That Works

For over 40 years, we’ve been helping families, professionals and small business owners plan, save and invest for their retirement in the most tax-efficient way possible.

Our goal is to help you succeed as an investor and avoid the most common mistakes that set people back. But we differ from other financial advisors because our first focus is on all levels of protection first, which include life, disability, long term care, and health insurance. Only then do we begin to address savings and growth.

It’s a proven model that works for our clients.

A Single Source

A plan that sits on a shelf, or that’s handed back to you to implement, won’t do you much good either. That’s why we offer a complete service. We’re here to help you plan, but we’re also here to help you implement it…and stay on track to your goals.

Our complete service includes:

  • Quarterly meetings, either in person, by phone or virtual, whatever is most convenient for you.
  • Financial planning, retirement planning, estate planning, charitable giving planning, college funding. If it involves your money, we can help you!
  • Full-service investment management, to keep your money growing tax-efficiently for you.
  • Unlimited, ongoing support. Our clients are busy people. We’re here to make things easier and save you time, so we often help with car purchases, home purchases and refinancing, as well as more general financial advice (for no extra fee, it’s all included).
Our concierge-style service helps you save time and headaches.

Experience Makes the Difference

Financial planning is no easy task in today’s world. Between low interest rates, a volatile stock market, changing tax laws, increased life expectancy and rapidly increasing health costs, it’s hard to be sure you’ll have enough to live the life you want in retirement.

Sometimes mistakes early on may not be noticeable until later, until they are difficult to remedy. That’s why you need experience on your side. You don’t want your money caught up in someone else’s learning curve.

As a firm with over 40 years of experience, we’ve helped clients thrive through many market cycles and economic conditions. Whether it was the dot.com crash, the global financial crisis or other memorable events, we’ve been through it. That experience helps you stay on track when the world doesn’t seem to follow a predictable path.

Our experience also helps us act as a sounding board for you, helping you make better decisions. Whether you’re deciding on a career change, a new venture, paying for college, or thinking about selling your business, we’re always here to provide an objective, professional point of view for you.

Independent and On Your Side

At Cornerstone Financial Group, we’re an independent, family-owned firm. That means we aren’t tied to any product companies, so there’s no sales quotas or pressure to sell certain products. Instead, as a Registered Investment Advisor, we act as your fiduciary, meaning we put your interests firsts. This allows us to give you high quality, objective advice.

Transparent Service and Unlimited Support

When your money is at stake, you need to make sure you are getting value for what you are paying for. That’s why we’re committed to being transparent, so you can always understand what you’re paying and what you are getting in return.

With Cornerstone, you’ll always get, in writing, a description of costs before we begin work. And, our services always include unlimited support, so you can always reach out to us by phone or email without fearing a surprise bill.

Specialty Employee Benefits

Are you a business owner? If so, we can also help you design and implement quality employee benefit plans. By getting these services together with your financial planning and wealth management, you can save time and minimize use of multiple professionals. This makes your life easier.

Our staff is very experienced in putting together attractive benefit plans that help you retain your valued team. Our small team approach ensures your staff gets the high level of service they need to fully utilize their benefits.

What Can You Expect?

When choosing a financial planner or wealth manager, it’s a big decision. You need to know what you can …and can’t…expect. Here’s how we work with clients:

  • We listen. We here to help you achieve your goals, so we need to learn all about you, your goals, your responsibilities, and constraints. So we’ll usually listen more than we talk.
  • We have honest conversations. We will always be honest with our advice, instead of simply agreeing with you. It’s not always easy, but we want you to achieve your goals so we’ll have those difficult talks.
  • We’re focused on your best interests. We will always act as your financial fiduciary, putting your interests first.
  • We prioritize wealth protection. If you’re looking for an investment home run, we’re probably not a good fit for you. We’re here to help you increase your wealth the smart way, using compounding and tax-efficient strategies.
  • We’re here to support you in reaching your goals. To avoid mistakes, its best to get objective input before making big financial decisions. So we’re here to help you with things like a car purchase or lease, home purchase, business sale…whatever you’re faced with, we’re here to help you make the best decision possible.


Find out if we’re a good match for your needs. We offer a free, no-obligation consultation to help us get to know each other. We can meet by phone, in-person, or online.